Simplifying insurance during Open & Annual Enrollment (and all year long).
Is looking for insurance feeling like a full-time job? Especially during enrollment season? I get it.
With so many federal changes rolling out this year—and new benefits on the way in 2026—it can feel impossible to keep up. That’s why I help people and their families cut through the noise and get coverage that actually works for them.
Whether it’s Medicare during the Annual Enrollment Period, Marketplace plans during Open Enrollment, or specialized coverage like dental, accident, and illness—you’ve got options, and I’ll help you find the right fit.
Less stress, more coverage.
FAQs
“When can I enroll in 2026 coverage?”
You can enroll in coverage for 2026 during the Open Enrollment Period (OEP), which runs from November 1, 2025, to January 15, 2026 for Marketplace/ACA plans.
If you’re eligible for Medicare, the Annual Enrollment Period (AEP) is from October 15 to December 7, 2025. During these windows, you can enroll in, switch, or update your health plans to make sure you’re covered for the year ahead.
“How much does it cost for your help?”
$0! You don’t pay me to help you find coverage. As an independent broker, I work for you - not insurance companies - to help find a plan that meets your needs!
“Do I qualify for free insurance?”
Free insurance doesn’t exist, but you might qualify for subsidies through the Marketplace that can lower your monthly premium to $0. It depends on your income and household size. I can quickly check if you’re eligible and help you find the most affordable plan!
“Can you send me a quote?”
Yes! Connect with me by completing the form at the bottom of this webpage or through email at Val@Iamvalrodriguez.com or by calling or texting me at 407-617-0389.
“What kind of insurance do you sell?”
I offer a range of health coverage options to fit different needs and budgets, including ACA (Marketplace/Obamacare) plans, Medicare, and supplemental insurance like dental, illness, and accident coverage. Whether you need full health insurance, supplemental protection, or something in between, I help you find the best plan for your situation!
“Do I have to live in Florida?”
No, I can help you find coverage in Alabama, Georgia, North Carolina, South Carolina, Arizona, Indiana, Oklahoma, Tennessee, Colorado, Kansas, Ohio, Texas, Kentucky, Utah, Virginia, Puerto Rico in addition to Florida through my partnership with Hispanic Insurance Specialists.
“Do insurance plans cost more if you help me?”
No! Working with me doesn’t affect your price at all! You’ll pay the same rate whether you go through me or directly to the insurer. The difference is, I help you compare options and find the best fit at no extra cost to you.
Insurance Carriers*
Affordable Care Act (ACA)
Cigna
Molina Marketplace
Oscar
Ambetter Health
Aetna CVS Health
UnitedHealthcare
Health First
Florida Health Care Plans
AvMed, Inc.
Capital Health Plan
AmeriHealth Caritas Next
Medicare Advantage
Florida Blue (BlueCross BlueShield FL)
UnitedHealthcare
Aetna CVS Health
Cigna
Devoted
Freedom Health
CarePlus
Simply Healthcare
Optimum
Silverscript (Aetna)
Solis Health Plans
*I do not offer every plan available in your area, but through my partnership with Insurance Specialists of Central Florida I can connect you with a nationwide coverage network.
Curious what’s out there? Contact Medicare.gov or healthcare.gov for all your options.